HBT harness the power of e-commerce which thoroughly relies on "Word of Mouth"
advertisement rather than utilizing media and mass commercials which makes the
need of catalogues redundant for us. However veteran HBT customers that are
regarded as leaders take their own initiative to enhance their network and
produce some unofficial material to promote the business. We suggest you to
contact your introducer who may suggest you some leaders from whom you may get
some product related material.
Does the system get saturated overtime?
Since HBT operates of the principles of mutual growth, system saturation is
something that absolutely does not apply to us as once a HBT Account starts to
expand; it has no limit and can be functional for the rest of the customers’
life with the customer having to worry about maxing out.
Can I ask for HBT Confidential Information?
Any information except Public Profile, which may contain information about
company members, staff, income and other user’s profile, is considered
confidential and we are unable to share such information with the customers.
Forgot PIN Code? How can I retrieve?
Customers can reset their PIN code with just a click, provided their primary
email address mentioned in their profile is true. Please use Reset PIN Code link
followed by Power Security Services provided on Home Page.
Note: US $5 will be deducted from user’s HBT Bank. No request will be
entertained if account does not have sufficient amount.
Forgot Security Information? How can I retrieve?
Customers can retrieve the forgotten security information without a cumbersome
procedure; provided that their email address mentioned in their profile is true.
Please use Retrieve Security Information link and Power Security Service link
provided on the Homepage of HBT.
With the new and upgraded security system, customers can re-acquire their
forgotten security information by simply typing their Manual requests though;
will be charged US$ 5.00 each time.
I am a new user, I need PIN code
All customers will receive a popup message upon the first login to generate
their desired HBT Pin Code. PIN code will not be sent to the customers email
Other/downliner security information required
HBT does not share confidential customer information with anyone. However
primary email of the customer can be changed upon the provision of a valid ID or
Passport copy of owner of the HBT Account.
As per policy, the customer must send his/her attested Passport or ID copy as a
proof of ownership of Haqbahu Account (HBA) to firstname.lastname@example.org, clearly
mentioning the owner’s details and the HBA Name/HBA ID.
NOTE: US $5 will be deducted from user’s HBT Bank. No request will be
entertained if account does not have sufficient amount. Your request will be
processed within 48 hours upon confirmation from our agent.
Join & Refund
How to Join HBT
If you are interested in becoming a part of massively growing global family of
HBT, we request you to send us your address and telephone number which would be
provided to our regional agent who will get in touch with you to provide you
How can I change my primary email
As per policy; customer asking to change his or her primary email must send
his/her attested Passport or ID copy as a proof of ownership of HA to email@example.com
clearly mentioning the owner’s details and the HA Name/HA ID.
NOTE: US $5 will be deducted from user’s HBT Bank. No request will be
entertained if account does not have sufficient amount. Your request will be
processed within 48 hours upon confirmation from our agent.
How can I change my Personal Information
As per policy; user asking for a change of ownership, mother's name, NIC, Phone
and owner's name must send his/her attested Passport or ID copy as a proof of
ownership of HA to firstname.lastname@example.org clearly
mentioning the new owner’s details and the HA Name/HA ID.
NOTE: US$5 will be deducted from user’s HBT Bank. No request will be entertained
if account does not have sufficient amount. Your request would be processed
within 48 hours upon confirmation from our agent.
Website Security & Services
What is SSL?
SSL is an encryption protocol for transmitting documents securely over the
Internet. It allows for authenticated and encrypted communication between
browsers and servers, or between different servers.
Please visit the following links for reference.
Your website does not have https. Is your site secured?
Our website is secured by Rapid SSL. You may also use our Web. Please note that
Rapid SSL seal can only be acquired after a rigorous scrutiny of the company’s
background in every possible aspect to ensure an honest and smooth business. You
may click on the Rapid SSL seal provided on home page to see the details.
Profit & Money Transfer
Can I Get Profit without working?
Your Profit is paid as per the growth of your tree at both ends. If your tree is
not growing at all, no Profit would be released, however introducing just two
customers would get your tree started and growing. Once the tree starts growing,
the customer can keep on getting Profit for the rest of his or her life without
ever having to worry about maxing out his or her down-liner limit.
When and how HBT pays Profit?
Profit is paid instantly in your HBT Profit Bank and HBT is not like other
companies who make you wait for 7-45 days. Please also note that the calculation
system is automatic and there are no possibilities of any man made errors.
Why didn’t I receive HMS 1/1?
per the profit on first 1/1 policy you must have introduced at least one customer at your
first level in the same plan as you have initiated your tree with. If you have
introduced none of the first two customers at your first level will only earn
your Profit as per your HBT Plan. Also note that the customers introduced
on both sides must have the same HBT plan as their upliner or referrer or the
referring customer won’t qualify for a HMS.
How can I transfer Earned Profit to my Personal Bank Account?
All HBT customers have the privilege of transferring their Earned Profit to
their Personal Bank account located in any country.
Before using Transfer Funds To Personal bank Account users must update their
personal bank account information. “Bank Info” link is available under the
“Personal Profile” link in your HBT Office. You may change your Bank Information
at any time before submitting Bank Transfer request and this service is free of
Transfer to personal Bank Account charges are 4% of the amount customer request
The whole amount will be debited from customer’s Earned Profit Bank and not HBT
You may also request for the cancellation of this transaction (Transfer to
Personal Bank Account). Any cancellation request of Fund Transfer to Personal
Bank would result in deduction of the 4% service charges, only requested amount
will return to customer’s Earned Profit Bank. Minimum amount for transfer is
US$500 and maximum is set to US$3,000 per transaction.
Note: For Iranian customers, this service is only available for Bank Melli Iran
and Bank Saderat Iran. Customers living in other countries can request transfer
to any bank.
Registration & Legal Issues
Is HBT doing a legitimate business?
Dotted all across the globe, HBT’s authorized sales and service centres are a
testimony that HBT is running a bona fide legal and 100% legitimate business
enterprise. Our website is under the protection of Rapid SSL which again proves
that HBT’s entire machinery had to undergo rigorous scrutiny to pass the
standard test for these companies. HBT would never have been able to survive a
year had its dealings been taken care of under the table or by illegal modes.
Honesty is the founding pillars of HBT.
What is the product delivery procedure?
Products are delivered to customers via our agent or through a reputable
international courier company and it takes somewhere between 4 - 6 weeks for
customer to receive the product. If you have redeemed your product, you would be
contacted by our agent soon for delivery arrangements.
Why my mail is not entertained so far?
Your email is not entertained so far because any of the following reasons:
* You did not send email to the requisite email address provided
* Contents are not in English language or not complete
* You did not mention your HA in your email
* You did not send required attested documents along with email
* Your HBT Bank does not have the sufficient amount (if required)
What kind of incomes can I expect from a HBT HBT Plan?
HBT provides three ways to earn from its HBT Reward Plans. We reward customers for
directly introducing new customers to HBT (US$2 per new sales). Secondly on your
two sales US$30, We also provide HBT Step Profit
system that pays you US$ 30 for every pair (3/3) you complete on your right and left side of
the HBT Tree depending on the HBT Plan you are working for. The HBT Step Profit
is paid, for direct or indirect customers based on binary of your HBT Plan
(Growth of your tree on both ends).
How to control my withdrawals from HBT Bank?
You have several options to withdraw from your HBT Bank;
a) Release Profit
You can get your Profit released by any of the following ways:
(1) Request for a Cheque, which will be issued under your name.
(2) Profit release via Telegraphic Transfer (T.T.)
All you need to do is go to your “HBT Office” and send the request via
messenger. Your Profit will be released according to the amount you specify,
minimum amount for requesting cheque or T.T. is US$500 and maximum is US$3,000.
b) Profit Cheque Return Back to HBT
Any Profit cheque comes back because of wrong address or returned back to HBT by
the customer in order to pay the balance amount for the product, services
charges of issuing the cheque will not be returned. Furthermore, reissuing of
the same cheque will cost same Cheque’s value as Service Charges as charged
c) Transfer Funds
You may transfer your funds from your HBT Bank to another HBT Account holder
without any charges, but the minimum funds that can be transferred are
US$5(customers cannot transfer any amount less than US$5 through their HBT
When do I get paid by cheque?
HBT pays Profit to customers once a week. You may receive cheque within 2 to 4
weeks after you manually request your Profit through Issue Cheque option.
Minimum amount to request a cheque is US$500 (with exception for some
How do I get paid by cheque?
Payment will be made in the form of cheque in your local
currency. Other forms of payment will be explored and implemented if and when
necessary. Cheque will only be issued upon your request and the charges of 4% of
cheques value will be deducted from your HBT Account.
Are there any charges / fee for a cheque or T.T. Request?
Yes, HBT charges a fee of 4% of cheque / T.T value, for every T.T. or cheque
What fee would there be for cheques in case of Multiple-Ownership?
HBT issues cheque to only Primary Owner of HBT Account as per the profile
details and fee of 4% of the cheque’s value is charged for issuing the cheque.
What is the maximum income of HBT HBT Plan?
The HBT Plan provides maximum income of US$450 per day. Extra income can also be
generated from our Direct Reward Profit of US$2 per HA activated and is
calculated separately and does not have any limit for direct introductions. All
these incomes per day could be multiplied by 15 as HBT offer its customers 15
HBT Centres per plan.
What is HBT Motivation Step (HMS)?
HBT Step Motivation is a revolutionary way in the world of network marketing to
boost the morale of the customers. In order to spurn the new customers to
achieve better results, HBT has introduced another unique system through which
the first HBT Step of the first Rotation immediately completes as soon as a new
HA has one down liner on left and one on right. Therefore HBT pays the full HBT
Step Profit of i.e. US$30 cash beside any introduction profit (Direct Reward
Profit) which is offered on direct introduction. From next step onward which is
step 2 the customer will get his usual HBT Step Completion Profit.
What is Direct Reward Profit?
Adhering to the primary concept of HBT which is mutual growth, Direct Reward
Profit is a nifty perk that HBT provides to its worthy customers to pique their
enthusiasm. Every customer who directly introduces a new customer to HBT, a
Direct Reward Profit US$2.00 is paid per activated HBT Account. Direct Reward
Profit applies to all Activated HBT Accounts. Direct Reward Profit applies for
unlimited number of HBT Accounts a customer directly introduces to HBT.
How can I qualify for Direct Reward Profit (DRC)?
Any HBT customer who successfully introduces a new customer directly to the HBT
program who purchases or books a product and joins HBT Reward Plan, is entitled
to receive a Direct Reward Profit of US$2.
Please note that the referrer will not be entitled for Direct Reward Profit if
his introduced customer chooses instant product (Full Complete package payment)
What is a HBT Step Profit?
The HBT Step Profit allows HBT customers to earn a secondary income, yet has the
ability to generate residual Profits from it for the posterity. Therefore each
HA is divided into two parts, Left Groups Sales and the Right Group Sales. We
follow the basic concept of a binary pay plan. We monitor the volume group sales
on each side. For example, whenever 2 new sales are created under the Left Group
and it is matched by another 2 new sales under the Right Group, you have
successfully achieved a pair of sales. Each pair is technically considered as a
HBT Step. For each HBT Step you will earn a Profit of US$30. Therefore, any
customer who successfully matched a pair of sales as per HBT Plan is entitled
for Profit for more profits how you automatically will earn see Demos under the
Support Section of HBT Website.
How can I earn my HBT Step Profit?
Whenever you introduce a new customer you must make sure your own HA (Haqbahu
Account) is the introducer of the new customer. You can have total control on
the placement of the new customer. You may place the new customer on your left
or right group, and try to make the new sales count in your favour. You usually
place new customers on your weak leg or you may decide to help any of your
down-line so the new customer may fall directly under any of them.
This new sale may be able to match a sale from the opposite side of your
network. In this case you have achieved a pair, and earn a HBT Step Profit.
If a sale is done indirectly by any of your up-line or down-line and the
placement went to your favour, and it happens to be placed on your weak leg
means your HBT step is completed and you are eligible for HBT Step Profit.
I introduced two new Customers under me on the same day but on Profit
(PAY DAY) day I only received DRC for one customer and not for both?
HBT Motivation Step (HMS) is paid instantly to you if one out of first two
customers on your first level is introduced by you and you don’t have to wait
for a week or months like other Companies who delay the payments we instantly
pay the profits automatically in your Account . So no doubt this is excellence
from HBT Customer Service.
General & HBT Office
What is HBT Office?
As HBT is purely an E-commerce based enterprise, therefore, HBT provides you an
online HBT Office to help you operate your business from anywhere in the world
without any restrictions. You can use your HBT Office to send and receive online
funds, redemptions, transfers HVs, check your HBT Tree to see the growth in your
genealogy, to change your profile, to send and receive messages, and Sign-in
customers from anywhere in the world. In HBT Office, you also get reports of
your sales, your down-liner’s sales, estimates income and you can communicate
with HBT office personnel whenever you need support.
What is a HBT Account?
HBT Account is your business centre and for this business centre you select a
name of your choice at the time of Sign-in. This name is changeable against US
$15.00 fee. So make sure you select the right choice at the time of Sign-in. HBT
Account name can be of maximum 15 characters. Appropriate language free of
abusive words should be selected.
HBT Account is given absolutely free of charge on every purchase of HBT
Traveling Package / Product. No admin fee, no joining fee, no membership fee, no
set-up fee, no subscription fee, no annual fee and no monthly purchase required.
A HBT Account can be treated like a property, you can sell, transfer or assign
ownership (please refer to transfer HA section) and also carries an inheritance
clause where beneficiary can be designated (please refer to Multiple-Ownership
What is the purpose of the HBT Marketing Plan?
HBT make’s Easy for its Customers to Perform Hajj, Umra or earning of 450$
daily. It’s a bitter fact the adverse economic conditions of the world everyone
has to take with a grain of salt. This harsh reality has induced a sort of panic
among the populace of the world as people believe that nothing good lasts long.
Unemployment, impending retirement, low wages, job insecurity are some of the
most common elements that have plagued almost every other person. In this
drastic scenario, HBT appears as a ray of light and promise a bright and prosper
future for its customer by eradicating the fear of temporariness. HBT assures
its customers that there are certain good things in the world that can last as
long as they like and HBT is among those things. Promising financial freedom for
the rest of the customer’s life and even for his next generation is what has
made HBT such a massive success all across the globe.
We believe in "word of mouth" advertising thus, our marketing plan is designed
to reward our customers who are in return helping us to promote the company by
virtue of introducing new sales. This chain reaction not only benefits us but
the customer too who gets rewarded handsomely for his dedicated efforts.
Therefore, the need to create a marketing plan to reward our customers who takes
time to go out their way just to promote the image of the company and assist to
promote the sales of HBT is worthy of being pursued.
HBT changes the way people live. It makes you your own boss and gives you the
power to make the decisions for yourself without the fear of loss and by keeping
you close to your loved ones.
Can I transfer my Redemption & Order amount to another
Yes you are allowed to transfer the Redemption & Order
amount to another member but there are two
You must have redeemed at least one HBT Product. (From the same HA)
You must have at least 375 HVs in your account.
What is a HBT Voucher?
When you choose HBT Plan to start business with, HBT deposits HBT Vouchers in
your HBT Vouchers statement of the equal worth you signed up with.
Customers who sign up requesting instant product does not get HBT Vouchers
unless there is a special promotion running during purchase period.
What is HBT Rotation & is there any limit for a customer?
When Five HBT Steps are completed in any one of the given HBT Plans, it is known
as a HBT Rotation and then another HBT Step starts. This process is an on-going.
There is no limit as long as new sales are produced on both left and right
wings, a HBT Step is done.
How many HBT Steps makes a Rotation?
5 HBT Steps makes one Rotation
Maximum limit is set at 30/30 per day or US $450 per day per HA.
What is Flushing Out?
Flushing Out system is implemented to prevent the company from over-paying. This
is a control structure in exchange for the infinity levels a customer is
entitled to earn over-riding Profits through the HBT Step Profits. We provide
unlimited depth and flexibility; however we impose maximum earnings of any HA
(Haqbahu Account) per day.
Maximum earning per HA per day is 30/30 or 15 HBT steps per day per HA i.e.
US$450 per day per HA. Therefore, if any HA's earning exceeds US$450 in one day
for this plan, then all other sales made on that day will be flushed-out
including accumulated or carried-over sales. The HA starts the following day
with zero unpaid sales on both left and right group and New sales of the
following day will entitle HA fresh Profits.
What is so unique about the HBT business?
HBT invokes a simple yet brilliant business idea that’s a revolution in itself.
With HBT, there are literally endless benefits that not only change the life of
a man but also of his coming generations. With HBT, you get:
1. Financial Freedom.
2. More Time with Your Family.
3. Increased Financial Security.
You owe it to yourself to see exactly what H B Travels system can do for you.
With HBT customers have a realistic chance of truly achieving their desired
financial objectives for their work within a short period of time (depending on
What are the differences between MLM and HBT?
a) HBT is not an MLM company but a retail business conducted via internet
utilizing networking principles. You do not have to pay membership fee, renewal
fee and absolutely no monthly sales quota. This is not a direct selling job like
b) In HBT, it is only one time cash out purchase of products. You can absolutely
forget about purchasing products every month, which is very tedious and
c) HBT's marketing plan is simple and transparent with no levels in payment, no
complicated point system, and no confusing percentages.
d) HBT offers multiple operating accounts (truly unlimited income) similar to
operating many franchises. Most MLM companies limit its customers to one account
How can I sign-in customers under my HBT Tree?
Simply log on to
https://haqbahu.com and All what you need to do is to click on Sign up link
provided on home page and choose the desired HBT Account name of the person,
submit the name and then fill the Sign up form with all the required details,
select the placement you want him/her to be, pay through your HBT Bank. You may
also signup a customer by going to your HBT Tree page and clicking on "Sign up
Here" link this will directly pick up the information to have more précised
placement. If you are not the introducer, you may edit the introducer’s
HBT Welcome letter will be sent to the customer at the given e-mail address at
the sign up form and product will be shipped to the customer as soon as the full
payment has been made.
What is the purpose of HBT Account No/ID?
This is an additional security feature provided by company. During any sign-up
or transaction done, user account no make sure they are placed in your HBT Tree. Only HBT
Account might confuse a customer due to typographical similarities. Also the
ID is needed for transfer link feature to ensure money is transferred to the
recipient you wanted.
Are my transactions secure on HBT website?
The HBT website is secured by a Rapid SSL certificate. Information sent from
this site gets encrypted before transmission.
Why security Question and Answer?
In case a customer forgets his or her password or security details, security
question and answer will help them generate a new password or retrieve their
You may also use a link on main home page under HBT News Header "Power Security
Service" to directly retrieve your security information.
You can either contact your introducer or email to: email@example.com to recover
your password. This procedure may take 24 working hours. Recovery of lost
password is ABSOLUTELY FREE. you can also get from this link Power Security Service
page and click Retrieve Security
Please note that admin sends Security Information to only email address provided
in your personal profile.
Can I request HA password on behalf of another member?
Yes, if you are introducer of the member who lost his password, you can request
one. To protect the right of our members, any misuse of the password is the
responsibility of the introducer who has asked for the password. In case of any
claim by the HA owner of misused account, introducer's account would be seized
temporarily or permanently. It is recommended to ask the password by sending
mail to firstname.lastname@example.org, password would only be sent to the email address
mentioned in personnel profile. Person not having email address or wrong address
has to send ID or Passport copy to admin to get the password.
Do I need to give my password to new prospects?
No! You should never give out your password or your security answer to anyone.
If a customer chooses to do so, he or she may do it entirely on his or her own
How can I make payments to HBT for new sign ups?
You may pay to HBT through your HBT Bank which is the most common practice among
the customers or else you can ask your introducer to help you with new signup.
How can I purchase a HBT Traveling Package at full payment?
Once your HBT Account is activated, you may asks your up-liner or any other HBT
customer you know to transfer balance amount of the product to your HBT Bank,
once you have sufficient amount in your HBT Bank, simply go to your HBT Office
and click redemption link to process. It’s between you and your up-liner to
settle the payment amount. If your up-liner does not have sufficient balance to
transfer to your account you may send a draft to HBT and that amount will be
credited to your HBT Bank. The manual redemption of the HBT Traveling Package
costs extra 10% of the total price.
HBT Notification Service
What is HBT Notification Service?
This service helps you monitor activities performed on your HBT Account. After
subscription, this service can only be unsubscribed by the email notification(s)
of this service that you will receive on your primary email address.
HBT Notification Services subscription period is 6 months for a fee of US$15.00.
By activating this service, user gets notification email for any or all below
mentioned activities in their account as per their selection.
A: Login to HBT Account
B: Locking/Unlocking of HBT Account
C: Any transaction performed in HBT Account
Will I have to renew HBT Notification Service upon expiry?
You may select the option while subscribing this service to renew your
subscription automatically when it expires.
Do I have to purchase this service if I use trial version of HBT
No you do not need to subscribe full version if you are not content with the
service. This service is for active users who are heavy earning members of HBT
and likes to closely monitor the activities taking place in their account for
security and management reasons.
Who is a Customer?
Every person who signs-in by filling the Sign up form becomes a HBT Account
holder/customer. A customer cannot sell any product directly because all sales
are between the purchaser and HBT. The company takes payment from, and delivers
the product to the purchaser directly. Referring customer only acts as a
referral, somewhat like a word-of-mouth advertising for the product you like.
It costs nothing to participate in the HBT Reward Program. It is merely a reward
to the customer for recommending other customers to the company. Neither
customer nor HBT is selling a business opportunity or any other right to
participate in a business. It costs nothing to participate in the HBT Reward
Do we have to pay taxes for the Product?
Any taxes due from the receipt of HBT’s HBT Traveling Package/Product or Profit
cheques are the responsibility of the individual who bought/redeemed them.